There are different options available to both employers and employees. There are different types of plans, including health savings accounts and plans with a high or low deductible. The plans that have the high deductibles typically cost the employee less for the monthly premiums, but the part they pay for each time they use their insurance, as well as the overall deductible before the insurance covers anything is much higher. These types of plans are good for the people who rarely go to the doctor and need little health care. The lower deductible plans are typically more expensive, however, they save the employee from having to spend a lot of money out of pocket for services and treatment. The recent trend for employers is to offer the high deductible plans, called consumer-driven healthcare plans, because it costs them less overall for the care their employees need, but it is a lower monthly premium for the employees.[67]

Based on the principle of solidarity and compulsory membership, the calculation of fees differs from private health insurance in that it does not depend on personal health or health criteria like age or sex, but is connected to one's personal income by a fixed percentage. The aim is to cover the risk of high cost from illness that an individual can not bear alone.[citation needed]
Categories: English words suffixed with -nessEnglish terms with audio linksEnglish 2-syllable wordsEnglish terms with IPA pronunciationEnglish lemmasEnglish nounsEnglish uncountable nounsEnglish countable nounsen:Evolutionary theoryBritish EnglishEnglish slangen:Physical fitnessFrench terms borrowed from EnglishFrench terms derived from EnglishFrench 2-syllable wordsFrench terms with IPA pronunciationFrench terms with audio linksFrench lemmasFrench nounsFrench masculine nounsFrench uncountable nounsPolish terms borrowed from EnglishPolish terms derived from EnglishPolish terms with IPA pronunciationPolish lemmasPolish nounsPolish masculine nounsPolish singularia tantumPortuguese terms borrowed from EnglishPortuguese terms derived from EnglishPortuguese terms with IPA pronunciationPortuguese lemmasPortuguese nounspt:Artificial intelligenceSpanish lemmasSpanish nounsSpanish uncountable nouns
×