Health insurance is insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons. By estimating the overall risk of health care and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement.[1] The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

Hospital and medical expense policies were introduced during the first half of the 20th century. During the 1920s, individual hospitals began offering services to individuals on a pre-paid basis, eventually leading to the development of Blue Cross organizations.[63] The predecessors of today's Health Maintenance Organizations (HMOs) originated beginning in 1929, through the 1930s and on during World War II.[65][66]
The surviving infant remains healthy and will be closely monitored by Zoo personnel. — Katherine J. Wu, Smithsonian, "National Zoo Reports Death of Infant Golden Lion Tamarin," 2 July 2018 That often pushes aside the basic building blocks of a healthy life, such as proper sleep, exercise, and nutrition. — Clay Marsh, STAT, "Facing deaths of despair from the depths of despair in West Virginia," 12 July 2018 Findings of the study showed 8.2 million years of healthy life were lost due to diabetes attributable to air pollution in 2016 globally. — Hannah Holzer, sacbee, "Air pollution increases risk for type 2 diabetes, study finds," 12 July 2018 Children learned about biker safety and living healthier lives. — Dennis Hohenberger, Courant Community, "Children Learn Bike Safety," 3 July 2018 Our mission has always been to help people live healthier lives. — Carolyn Kylstra, SELF, "How Should a Health Brand Talk About Weight?," 25 June 2018 This process should bring us a step closer to what really matters: informing people who want to know how to eat for a healthy life. — Julia Belluz, Vox, "This Mediterranean diet study was hugely impactful. The science just fell apart.," 20 June 2018 Many say that being involved in different activities has made them happier and healthier. — City Bureau, Chicago Reader, "These candid photos capture how seniors are growing communities—while growing older—on the south side," 12 July 2018 All the activities are monitored by Nicklaus pediatric endocrinology nurses to ensure a safe and healthy environment, according to a news release. — Emily Himes, miamiherald, "Diabetic children learn about nutrition and keeping healthy at Camp Roaring Sun," 10 July 2018
adj (comp -ier; super -iest) sano, saludable; [Note: sano and saludable are often used interchangeably, but sano usually applies to people and connotes sound or not ill, while saludable applies to people and also things which promote health, and is more positive. An overweight man who smokes and eats junk food could be sano, but few would call him saludable.]

Medicare Levy Surcharge: People whose taxable income is greater than a specified amount (in the 2011/12 financial year $80,000 for singles and $168,000 for couples[11]) and who do not have an adequate level of private hospital cover must pay a 1% surcharge on top of the standard 1.5% Medicare Levy. The rationale is that if the people in this income group are forced to pay more money one way or another, most would choose to purchase hospital insurance with it, with the possibility of a benefit in the event that they need private hospital treatment – rather than pay it in the form of extra tax as well as having to meet their own private hospital costs.
syn: healthy, healthful, wholesome refer to physical, mental, or moral health and well-being. healthy most often applies to what possesses health, but may apply to what promotes health: a healthy child; a healthy climate. healthful is usu. applied to something conducive to physical health: a healthful diet. wholesome, connoting freshness and purity, applies to something that is physically or morally beneficial: wholesome food; wholesome entertainment.

Medicare Levy Surcharge: People whose taxable income is greater than a specified amount (in the 2011/12 financial year $80,000 for singles and $168,000 for couples[11]) and who do not have an adequate level of private hospital cover must pay a 1% surcharge on top of the standard 1.5% Medicare Levy. The rationale is that if the people in this income group are forced to pay more money one way or another, most would choose to purchase hospital insurance with it, with the possibility of a benefit in the event that they need private hospital treatment – rather than pay it in the form of extra tax as well as having to meet their own private hospital costs.


Gianos recommends following the Mediterranean diet and the DASH (Dietary Approaches to Stop Hypertension) diet. Both are rich in plants, with an emphasis on leafy greens, whole foods and plant fats like olive oil. Your eating schedule matters too. “Sticking to three balanced meals and one snack works well for optimizing energy, blood sugar and insulin regulation, digestive health and weight,” Sass says. “Time your carbs for early in the day, before your most active hours.”
Prolonged psychological stress may negatively impact health, and has been cited as a factor in cognitive impairment with aging, depressive illness, and expression of disease.[59] Stress management is the application of methods to either reduce stress or increase tolerance to stress. Relaxation techniques are physical methods used to relieve stress. Psychological methods include cognitive therapy, meditation, and positive thinking, which work by reducing response to stress. Improving relevant skills, such as problem solving and time management skills, reduces uncertainty and builds confidence, which also reduces the reaction to stress-causing situations where those skills are applicable.
The Commonwealth Fund, in its annual survey, "Mirror, Mirror on the Wall", compares the performance of the health care systems in Australia, New Zealand, the United Kingdom, Germany, Canada and the U.S. Its 2007 study found that, although the U.S. system is the most expensive, it consistently under-performs compared to the other countries.[6] One difference between the U.S. and the other countries in the study is that the U.S. is the only country without universal health insurance coverage.
Practices like meditation, deep breathing and yoga have been shown to dial down the stress response. In 2017, the AHA endorsed seated meditation as a “reasonable intervention” along with other strategies for maintaining cardiac health. Research also shows that yoga improves circulation and blood pressure and may lower heart disease risk as much as brisk walking.
Out-of-pocket maxima: Similar to coverage limits, except that in this case, the insured person's payment obligation ends when they reach the out-of-pocket maximum, and health insurance pays all further covered costs. Out-of-pocket maxima can be limited to a specific benefit category (such as prescription drugs) or can apply to all coverage provided during a specific benefit year.
1. well, sound, fit, strong, active, flourishing, hardy, blooming, robust, vigorous, sturdy, hale, hearty, in good shape (informal), in good condition, in the pink, alive and kicking, fighting fit, in fine form, in fine fettle, hale and hearty, fit as a fiddle (informal), right as rain (Brit. informal), physically fit, in fine feather She had a normal pregnancy and delivered a healthy child.

Many governments view occupational health as a social challenge and have formed public organizations to ensure the health and safety of workers. Examples of these include the British Health and Safety Executive and in the United States, the National Institute for Occupational Safety and Health, which conducts research on occupational health and safety, and the Occupational Safety and Health Administration, which handles regulation and policy relating to worker safety and health.[62][63][64]
Personal health depends partially on the active, passive, and assisted cues people observe and adopt about their own health. These include personal actions for preventing or minimizing the effects of a disease, usually a chronic condition, through integrative care. They also include personal hygiene practices to prevent infection and illness, such as bathing and washing hands with soap; brushing and flossing teeth; storing, preparing and handling food safely; and many others. The information gleaned from personal observations of daily living – such as about sleep patterns, exercise behavior, nutritional intake and environmental features – may be used to inform personal decisions and actions (e.g., "I feel tired in the morning so I am going to try sleeping on a different pillow"), as well as clinical decisions and treatment plans (e.g., a patient who notices his or her shoes are tighter than usual may be having exacerbation of left-sided heart failure, and may require diuretic medication to reduce fluid overload).[56]
healthy, sound, wholesome, robust, hale, well mean enjoying or indicative of good health. healthy implies full strength and vigor as well as freedom from signs of disease. a healthy family sound emphasizes the absence of disease, weakness, or malfunction. a sound heart wholesome implies appearance and behavior indicating soundness and balance. a face with a wholesome glow robust implies the opposite of all that is delicate or sickly. a lively, robust little boy hale applies particularly to robustness in old age. still hale at the age of eighty well implies merely freedom from disease or illness. she has never been a well person
Jump up ^ "Requirement to take out insurance, "Frequently Asked Questions" (FAQ)". http://www.bag.admin.ch/themen/krankenversicherung/06377/index.html?lang=en. Swiss Federal Office of Public Health (FOPH), Federal Department of Home Affairs FDHA. 8 January 2012. Archived from the original (PDF) on 3 December 2013. Retrieved 21 November 2013. External link in |website= (help)
The remaining 45% of health care funding comes from insurance premiums paid by the public, for which companies compete on price, though the variation between the various competing insurers is only about 5%.[citation needed] However, insurance companies are free to sell additional policies to provide coverage beyond the national minimum. These policies do not receive funding from the equalization pool, but cover additional treatments, such as dental procedures and physiotherapy, which are not paid for by the mandatory policy.[citation needed]

A high deductible health insurance plan has higher deductibles and lower premiums than most other health insurance plans. This means you pay a smaller fixed amount every month, but it will take a longer time for insurance to kick in and begin cost-sharing (meaning you will pay your percentage of coinsurance for every bill). You might benefit from this plan if you don’t require many doctor’s visits or other healthcare benefits. Look at quotes for high deductible health insurance plans to figure out if this plan is right for you.
You can learn all about health insurance, get free online health insurance quotes, compare health plan prices and benefits side-by-side, choose from a large selection of affordable health insurance plans from leading health insurance companies, and apply for health insurance online. We have created a place where individuals, families, small groups, and students can choose the health insurance plan that is right for them.
An important way to maintain your personal health is to have a healthy diet. A healthy diet includes a variety of plant-based and animal-based foods that provide nutrients to your body. Such nutrients give you energy and keep your body running. Nutrients help build and strengthen bones, muscles, and tendons and also regulate body processes (i.e. blood pressure). The food guide pyramid is a pyramid-shaped guide of healthy foods divided into sections. Each section shows the recommended intake for each food group (i.e. Protein, Fat, Carbohydrates, and Sugars). Making healthy food choices is important because it can lower your risk of heart disease, developing some types of cancer, and it will contribute to maintaining a healthy weight.[43]
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